Take Control of Your Financial Obligations

Last updated: January 15, 2024

Information We Collect

We collect information you provide directly to us, such as when you request information, subscribe to our educational materials, or contact us for support.

Personal Information

• Name and contact information (email address, phone number, mailing address)
• Communications with us
• Educational preferences and interests

Automatically Collected Information

• Device information and identifiers
• Usage data and analytics
• Cookies and tracking technologies

How We Use Your Information

We use your information to:

• Provide educational resources and customer support
• Communicate with you about our services
• Improve our website and services
• Comply with legal obligations

Information Sharing

We do not sell, rent, or share your personal information with third parties except:

• With your consent
• To comply with legal requirements
• With service providers who assist our operations
• To protect our rights and safety

Your Rights

You have the right to access, update, delete, or restrict the use of your personal information. Contact us to exercise these rights.

Contact Us

For privacy-related questions, contact us at:

Obligation DIY Solutions
875 North Michigan Avenue, Suite 3200
Chicago, IL 60611
+1 (312) 555-0147

Last updated: January 15, 2024

Agreement to Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

Educational Purpose Only

All content on this website is provided for educational and informational purposes only. We do not provide financial, legal, or tax advice. Individual results may vary significantly.

Professional Advice Disclaimer

The information provided should not be used as a substitute for professional financial, legal, or tax advice. Always consult with qualified professionals regarding your specific situation.

No Guarantees

We make no guarantees or promises regarding the outcomes of using our educational resources. Past results do not guarantee future performance.

User Responsibilities

• Use the website lawfully and respectfully
• Provide accurate information when requested
• Protect your account information and passwords
• Comply with all applicable laws and regulations

Intellectual Property

All content, materials, and resources on this website are protected by copyright and other intellectual property laws. Unauthorized reproduction is prohibited.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

Modifications

We reserve the right to modify these terms at any time. Changes will be effective upon posting on this website.

Governing Law

These terms are governed by the laws of Illinois, United States.

Contact Information

For questions about these terms, contact us at:

Obligation DIY Solutions
875 North Michigan Avenue, Suite 3200
Chicago, IL 60611
+1 (312) 555-0147

Last updated: January 15, 2024

Digital Millennium Copyright Act Policy

Obligation DIY Solutions respects the intellectual property rights of others and expects our users to do the same.

Copyright Infringement Claims

If you believe that your copyrighted work has been used on our website in a way that constitutes copyright infringement, please provide our designated agent with the following information:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to have been infringed
• Identification of the infringing material and its location on our website
• Your contact information (address, telephone number, email address)
• A statement that you have a good faith belief that the use is not authorized
• A statement that the information is accurate and you are authorized to act on behalf of the copyright owner

Counter-Notification

If you believe your content was wrongly removed due to a DMCA claim, you may file a counter-notification containing:

• Your physical or electronic signature
• Identification of the removed content and its former location
• A statement under penalty of perjury that removal was a mistake or misidentification
• Your contact information and consent to federal court jurisdiction

Designated Agent

Send DMCA notices to our designated agent:

DMCA Agent
Obligation DIY Solutions
875 North Michigan Avenue, Suite 3200
Chicago, IL 60611
Phone: +1 (312) 555-0147

Repeat Infringer Policy

We will terminate accounts of users who are repeat copyright infringers in appropriate circumstances.

Good Faith Requirement

Please ensure that your DMCA notice is submitted in good faith. Misrepresentation may result in liability for damages, including costs and attorney fees.

Last updated: January 15, 2024

General Data Protection Regulation Compliance

We are committed to protecting your privacy and ensuring compliance with the General Data Protection Regulation (GDPR) for our European visitors.

Legal Basis for Processing

We process your personal data based on:

• Consent: When you provide explicit consent for specific processing activities
• Legitimate Interest: For website functionality and improvement
• Legal Obligation: When required by law

Your Rights Under GDPR

As a data subject, you have the right to:

• Access: Request access to your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your personal data ("right to be forgotten")
• Restriction: Limit how we process your data
• Portability: Receive your data in a structured, machine-readable format
• Objection: Object to processing based on legitimate interests
• Withdraw Consent: Withdraw consent at any time

Data Protection Officer

For GDPR-related inquiries, contact our Data Protection Officer:

DPO - Obligation DIY Solutions
875 North Michigan Avenue, Suite 3200
Chicago, IL 60611
Phone: +1 (312) 555-0147

Data Retention

We retain personal data only as long as necessary for the purposes stated in our Privacy Policy or as required by law.

International Data Transfers

When transferring data outside the EU, we ensure appropriate safeguards are in place to protect your information.

Cookies and Tracking

We use cookies and similar technologies with your consent. You can manage your cookie preferences through our cookie settings.

Data Breach Notification

In case of a data breach that poses high risks to your rights and freedoms, we will notify you within 72 hours of becoming aware of the breach.

Supervisory Authority

You have the right to lodge a complaint with your local data protection supervisory authority if you believe we have not complied with GDPR requirements.

Contact for Exercising Rights

To exercise any of your GDPR rights, please contact us using the information provided above. We will respond to your request within one month.